Thanks to direct appointments with multiple A+ carriers, Chrysalis Insurance Agency has the best boat insurance, marine insurance, and yacht insurance in Michigan. Our agents are avid sailor and boaters themselves, so providing boat insurance and marine insurance is more than just a job, it’s a passion! If you are looking for coverage in Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Flint, Dearborn and Livonia, or anywhere in the state, contact us at (208) 260-5353 or simply fill out the form on this page.
What is Yacht Insurance and Boat Insurance?
Yacht insurance, or boat insurance, protects you from financial damage should something happen to your vessel. Yacht insurance or boat insurance is a signed contract between the policy holder and the insurance company. The policy holder agrees to pay a regular amount (known as a premium), in exchange for the insurance company agreeing to pay for any losses incurred, as defined within the policy.
As you’re aware, yachts and boats include many other features than just the vessel itself, ranging from televisions, GPS navigation, entertainment systems, and even other watercraft such as jet skis or life boats. If your yacht or boat has a full time captain and/or crew, you’ll need additional marine insurance for them.
Yacht/Marine Insurance Carriers
Why Do I Need Yacht Insurance or Boat Insurance?
Michigan laws require all boats and watercraft to carry an owner’s or operators license while in the water, making yacht insurance or boat insurance a necessity before you leave port. With that in mind, we specialize in a variety of types of coverage for your boat or yacht, ensuring all aspects of your seafaring experience is insured.
Unfortunately, accidents do happen, so to keep you covered, our specialties include liability insurance, collision insurance, comprehensive insurance, towing, salvage insurance, specialized insurance, and fishing equipment.
We offer the highest quality customer service in Detroit and throughout the state of Michigan, with our experienced agents providing you with a quick and easy way to insure your yacht or boat. As members of the boating community ourselves, we are able to meet all your needs. We cover all vessels from a Duffy to personal watercraft to mega yachts. Chrysalis Insurance Agency prides ourselves on providing customizable and flexible yacht insurance and boat insurance, so if you have any questions, or want to inquire about coverage not discussed on this page, contact us today.
Yacht Insurance Policy Features
Our yacht insurance has many features, such as:
- Hull Coverage (Up to $50,000,000)
- General Liability and Uninsured/Underinsured Boater (To Match Hull Coverage or Higher)
- Fuel Spill Liability
- Personal Property
- Fishing Equipment
- Commercial Towing
- Medical Payments
- Worldwide Coverage to Include War Risk, Confiscation Endorsement, Hijack/Kidnap Coverage, along with Search and Rescue Coverage
Disclaimer: Navigational Limits of these policies include: Coastal/Tidal Waters of Atlantic, Pacific, Gulf of Mexico, Bay of Campeche, Canada to Mexico, including Bermuda, the Bahamas, and the Turks and Caicos Islands, the Caribbean Sea, and the Pacific Ocean from Anchorage, AK to Panama
How Do I Get Yacht Insurance or Boat Insurance?
Chrysalis Insurance Agency is headquartered in Costa Mesa, but we also cover areas throughout Michigan including, but not limited to, Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Flint, Dearborn and Livonia.
Mega Yacht Insurance
We also have luxury yacht insurance for mega yacht owners in Michigan. Along with a mega yacht comes different insurance needs, and we have the coverages to make sure your investment is protected. Chrysalis Insurance Agency’s experienced agents are knowledgeable about these large vessels, including the navigational territories, and can write a policy specific to your needs. This includes making sure that your entire crew is covered, as well as crafting a policy for international travel, with only a few navigational limits. If you are looking for mega yacht insurance, contact Charlie Bailey or Geoffrey Ruppert today!
Get a Free Yacht Insurance or Boat Insurance Quote
How much your yacht insurance or boat insurance will cost is dependent on a variety of factors. Fill out the quick and easy form below so that we can give you a personalized quote based on your unique situation!