California Home Insurance

home3As California home values continue to rise, your home insurance gains complexity. At the Chrysalis Insurance Agency we focus on presenting proper coverage options, which take into account rising construction costs and regional hazards such as water and sewer leaks, earthquakes, and loss of equipment. Whether your home is in Costa Mesa, Newport Beach, San Diego, Los Angeles, or San Francisco our goal is to protect your family and the home where you make your life.

Today, as more homes are being built on acreage and owners are developing more diverse uses for their land, we bring ranch coverage options into play when appropriate.

Our long-term relationships with over two (2) dozen “A+” rated carriers, give us resources to secure your home, ranch and any vacation home, whether in the mountains or at the beach.

California Home Insurance Policy Features

  • Extended Coverage Endorsement
  • Equipment Replacement Endorsement
  • Sewer Back-Up Endorsement
  • Identity Theft Endorsement
Renter's Insurance Package
Currently renting your primary residence? This is the best renters insurance package in Costa Mesa – Newport Beach!

  • Personal Property Replacement Coverage – Up to $300,000 Liability
  • Loss of Use – $500 Deductible
  • ID Fraud – Personal Injury Coverage

Includes: Special Coverage for Theft, Earthquake Coverage, Flood Coverage, Personal Article Floater (Scheduled P)

Condo Insurance Package
California has many condo owners. With this condo insurance package, you’ll have the best coverage!

  • Dwelling Replacement Coverage – $300,000 – $500,000 Liability
  • Personal Property Replacement Coverage – $1,000 Deductible
  • Loss of Use – ID and Personal Injury

Includes: Special Coverage for Theft, Earthquake Coverage, Flood Coverage, Personal Article Floater (Scheduled P)

Homeowners Insurance Package
We have the most comprehensive home insurance coverage in Costa Mesa and Newport Beach!

  • Dwelling Replacement Coverage – $500,000 Liability
  • Other Structures – Personal Property Replacement Coverage
  • Loss of Use – $1,000 Deductible
  • ID and Personal Injury – Equipment Breakdown

Includes: Special Coverage for Theft, Earthquake Coverage, Flood Coverage, Personal Article Floater (Scheduled P)

Landlord Insurance Package
If you own property that you rent out, we have specialized landlord insurance to keep you protected.

  • Dwelling Replacement Coverage – $500,000 Liability
  • Loss of Use – $1,000 Deductible

Includes: Short Term Rental/Airbnb Coverage, Special Coverage including Theft, Earthquake Coverage, Flood Coverage

Cost of Home Insurance in California

Home insurance is more affordable than you may think. Some of the determining factors that may go into the cost include: value of the home, where the home is located, risk factors etc. To obtain a more accurate estimate based on your unique situation, contact us via the Quick Quote to the right.

Types of  California Home Insurance

Advantages of Home Insurance

  • Guard against theft and damage
  • Provide for a successful future in your home
  • Optimize economic feasibility
  • Provide a hard-to-come-by peace of mind At Chrysalis Insurance Agency, our personal insurance plans are designed to help you live without worry. After you consult with our representatives, you’ll be armed with the knowledge to choose the option that will benefit you the most. With our personal insurance plans, you’ll get the coverage you need to suit your lifestyle. Whether you’re a full-time student, a freelance contractor, or a professional in between jobs, there’s a plan that’s right for you.
  • Get the protection you need and the peace of mind you deserve. Give Chrysalis Insurance Agency a call today to set up an appointment and learn more about your options for personal insurance.
  • Securing a solid home insurance plan is easier than you think. Whether your house is on a generous lot or in a dense urban framework, we’ll work with you to craft the insurance plan that fits your needs. Give Chrysalis Insurance Agency a call to set up an appointment and learn more about our home insurance plans.

Apply for California Home Insurance

Although the agency is headquartered in Costa Mesa – Newport Beach, CA., our agents write personal and commercial policies for our client with assets throughout California, including, but not limited to, San Diego, Los Angeles and San Francisco.

home1As a home insurance owner, you’ll be able to sleep at night knowing that your policy is tailored to the particular demands of your unique property. At the Chrysalis Insurance Agency we have developed an exciting array of home insurance plans that protect our clients.


For those who live in the San Diego and surrounding area, call 760-383-8181 to reach an Agent or Customer Service Representative